Date: July 15, 2025

Payroll: Secure Act 2.0 additional retirement catch-up

Background: The Secure Act 2.0 included a provision where employees between the ages of 60 – 63 can make higher catch-up contributions. Our system did not have a way to recognize the additional catch-up contributions.

What’s new?

We have added a new field to the Employee Personal Information section which will calculate eligibility for the additional deduction based on the birth year on this card. If the employee is Eligible, we include a flag in the data that correctly accounts for the additional deduction’s exempt status for taxability.

Once this has been determined to be Eligible, the catch up deduction code will need to be edited for the employee and the maximum changed to be the highest limit the employee is eligible, the greater of $10,000.00 or 150% the regular catch-up limit.

You can find additional details on setting up retirement and catch up codes here.

Public API: Support null earning rate

Background: Timesheet integrations do not always include the rate for each pay code in their system. Getting these into our system currently requires some additional work to include the rate for each employee’s pay code.

What’s new?

We have updated the endpoint to allow a null value for pay rate. If the value is null we will first grab the rate on the employee card. If no rate is found we will then default to the rate on the master code level. If an employee has custom position rates, we verify which rate to use. You can find documentation for our API here.